삼쩜삼 (3o3) is Korea's mass-market tax-refund platform — the app that turned the dreaded 종합소득세 filing into a two-tap "find my hidden money" ritual for over seven million filers — and its visual system is engineered for exactly that job: maximum trust, minimum friction, zero intimidation. The official brand identity, published on the company's own brand resource center, anchors everything to SZS Blue (#0c64e6), a saturated institutional blue that signals fiscal credibility, paired with a deep navy (#023266) and a warm amber (#fea800) that injects the "money coming back to you" optimism. The product chrome itself is a calm white canvas (#ffffff) with cool light-grey surfaces (#f5f6f8) and a near-black ink (#141618) carried on Pretendard, the de-facto Korean product typeface.
The system visibly splits into three coordinated registers. The acquisition funnel (www.3o3.co.kr) is a conversion machine: tall 61px CTAs in a punchy yellow (#fbbd41) and a friendly bright blue (#3e79ff) at a tight 7px radius, set on alternating white and dark slate (#283240) bands. The app surface (app.3o3.co.kr) is quieter and rounder — an 18px-radius Kakao login button in Kakao yellow (#fae100), 10px info chips, and dense 12px compliance footnotes in muted blue-grey (#a4acb4). The corporate/brand layer (jobisnvillains.com, brand.3o3.co.kr) speaks in Poppins for English headings and Pretendard for Korean, with generous 36px/700 headlines. The registers differ in temperature but share one DNA: flat, shadowless surfaces, honest typography, and blue as the spine.
What makes 삼쩜삼 distinctive among Korean fintechs is its unapologetic direct-response energy. Where Toss whispers premium minimalism, 삼쩜삼 shouts a clear promise — "숨은 환급금 간편하게 찾아보세요" — and backs it with compliance fine print rendered honestly on the page rather than hidden. The design is persuasion-forward but legally scrupulous: every bold claim sits above a 12px disclosure list. It is the visual language of a service that must feel simultaneously like a friendly money-finding game and a licensed tax intermediary.
Key Characteristics:
#0c64e6) as the official brand anchor, with deep navy (#023266) and amber (#fea800) as the supporting official palette#f5f6f8, #fafbfc) not elevation#141618) on Pretendard for all product text#a4acb4) disclosure lists as a first-class design element#fae100) social login as the app's single entry action#0c64e6): The official primary brand color — "SZS Blue는 삼쩜삼을 대표하는 색상입니다" per the brand resource center. Logo, brand moments, key graphics.#023266): Official secondary dark — used in brand graphics and dark logo lockups.#fea800): Official warm accent — the "refund money" optimism color in brand graphics.#f3f9ff): Official light blue-tinted background from the brand palette.#006efa): Hyperlink/action blue used on the brand resource center chrome.#fbbd41): The landing page's highest-frequency conversion button — "내 환급금 조회하기", "지금 환급 신청하기".#3e79ff): Trust-framed CTA variant — "안전하게 환급 신청하기"; a deeper sibling #355aff appears on one band.#2f3943): Dark slate eligibility CTA — "대상자 여부 확인하기".#283240): Full-width dark slate band backgrounds on the funnel.#f3f6ff): Light blue-tinted info band on the funnel.#141618): Primary text color on app, corporate site, and brand center — near-black with a cool undertone.#000000): Label color on the yellow funnel CTAs and default landing body text.#606a76): Secondary descriptive text on corporate/brand surfaces; a slate lead variant #3a4047 appears on the mission statement.#a4acb4): Compliance footnotes, disclosure lists, sidebar inactive labels (#b9c0c6 nav idle is adjacent).#788391): Info-chip label text on the app login screen.#ffffff): Page background everywhere.#f5f6f8): App background grey.#fafbfc): Soft grey section background on brand center and landing root.#f0f1f2): Info chip background on the app.#fae100): The Kakao-mandated social login button — the app's single sign-in path, kept verbatim per Kakao brand rules.Pretendard (Pretendard JP Variable on the corporate site) — the official Korean typeface per the brand center: "영문 사용 시 Poppins, 국문 사용 시 Pretendard를 사용합니다."Poppins — official English typeface, used for brand-center headings and English lockups.Noto Sans KR — the Unbounce-built acquisition landing runs Noto Sans KR; a funnel-only legacy, not the brand typeface.| Role | Font | Size | Weight | Line Height | Color | Notes |
|---|---|---|---|---|---|---|
| Display | Pretendard | 36px | 700 | 1.50 (54px) | #141618 | Corporate hero / section heads ("쩜 쉬운 세금 관리의 시작") |
| Heading EN | Poppins | 32px | 700 | 1.00 | #141618 | Brand-center page titles ("Brand Logo") |
| Lead | Pretendard | 28px | 500 | 1.40 (39px) | #3a4047 | Mission lead ("모든 사람이…") |
| Subsection | Poppins/Pretendard | 24px | 700 | 1.00–1.50 | #141618 | Service titles ("삼쩜삼 세금 신고"), EN subheads |
| Body Large | Pretendard | 20px | 500 | 1.40 (28px) | #606a76 | Sub-leads ("삼쩜삼에서 알려드릴게요") |
| Funnel CTA | Noto Sans KR | 18px | 500 | 1.22 (22px) | #000000 / #ffffff | 61px-tall landing buttons |
| Body | Pretendard | 16px | 500 | 1.60 (25.6px) | #606a76 | Standard descriptions |
| App CTA | Pretendard | 16px | 700 | 1.50 (24px) | #141618 | Kakao login label |
| Chip | Pretendard | 12px | 700 | 1.50 (18px) | #788391 | Info chip label |
| Caption | Pretendard | 12px | 500 | 1.50 (18px) | #a4acb4 | Compliance footnotes |
normal across all surfaces — the system relies on weight, not compression.Funnel CTA — Yellow (Primary)
#fbbd41#000000Funnel CTA — Blue
#3e79ff#ffffffFunnel CTA — Dark
#2f3943#ffffffKakao Login (App, Compliance-Mandated)
#fae100#141618Corporate Ghost (On-Image)
rgba(255, 255, 255, 0.25)#ffffffInfo Chip
#f0f1f2#788391Tinted Info Band
#f3f6ff#141618Soft Section
#fafbfc#141618Dark Band
#283240#ffffffCompliance Footnote
#a4acb4Notes: the login surface offers no traditional text input — sign-in is Kakao-only — so input specs are intentionally absent. All measured surfaces returned box-shadow: none; the system is flat.
Verified: 2026-06-10 Tier 1 sources: https://www.3o3.co.kr (funnel landing, live computed style); https://app.3o3.co.kr (app login surface, live computed style); https://brand.3o3.co.kr/brand-logo + https://brand.3o3.co.kr/color-typeface (official brand resource center — SZS Blue, Poppins/Pretendard); https://jobisnvillains.com (operator corporate site, live computed style); https://blog.3o3.co.kr (official blog) Tier 2 sources: none available — getdesign.md/3o3 and getdesign.md/samjjeomsam both 404; styles.refero.design searched "3o3" / "삼쩜삼" / "samjjeomsam", no listing Conflicts unresolved: none
#ffffff → #fafbfc → #f3f6ff → #283240), never by shadow.| Level | Treatment | Use |
|---|---|---|
| Flat (Level 0) | No shadow | Every measured surface — funnel, app, corporate |
| Tint (Level 1) | #f5f6f8 / #fafbfc / #f3f6ff background shift | Section and card separation |
| Dark band (Level 2) | #283240 full-width slab | High-contrast segment breaks on the funnel |
Shadow Philosophy: 삼쩜삼 is a shadowless system. Live inspection across the funnel landing, the app login, and the corporate site returned box-shadow: none on every button, chip, band, and card measured. Depth is communicated by flat tint shifts and by the dark slate band (#283240) acting as a hard segment divider. This keeps the conversion page fast-reading and the app chrome honest and lightweight — appropriate for a product whose core promise is "no hidden anything."
#0c64e6) — it is the officially mandated representative color#fae100) verbatim per Kakao brand rules#fafbfc, #f3f6ff) and the dark band (#283240)#a4acb4) block#fea800) for refund-optimism accents within official brand graphics#fae100) beyond the Kakao login action| Name | Width | Key Changes |
|---|---|---|
| Mobile | <768px | Single column; funnel serves a parallel mobile variant of each band; app is mobile-native |
| Tablet | 768-1440px | Corporate grid widens, brand-center sidebar appears |
| Desktop | ≥1440px | 1440px max container; app login renders as a centered mobile frame |
#0c64e6), Deep Navy (#023266), Amber (#fea800), Sky Tint (#f3f9ff)#fbbd41) with black text#3e79ff) with white text#2f3943 / #283240#141618; app surface: #f5f6f8; chip: #f0f1f2#a4acb4 (footnotes), #788391 (chip labels), #606a76 (descriptions)#fae100#006efa#0c64e6 for brand identity moments; #3e79ff only as the funnel conversion blue — don't conflate them삼쩜삼's voice is friendly, money-smart, and reassuring — a service that talks about the most bureaucratic subject in Korean life (세금) in the register of a helpful friend who found money in your coat pocket. The core verbal move is reframing: tax filing becomes "숨은 환급금 찾기" (finding hidden refund money), a treasure hunt rather than a chore. Claims are bold but always anchored — every average-refund figure carries its statistical basis in fine print, and risk-sensitive steps are framed with safety words ("안전하게").
| Context | Tone |
|---|---|
| Funnel headlines | Promise-led, possessive framing: it's your hidden money. "숨은 환급금 간편하게 찾아보세요." |
| CTAs | Imperative + immediate: "지금 찾으러 가기", "내 환급금 조회하기". The word 지금 (now) recurs. |
| Trust-sensitive CTAs | Safety-prefixed: "안전하게 환급 신청하기" — reassurance built into the button itself. |
| App chrome | Calm and procedural: "카카오 계정으로 계속하기", "예상 환급액을 계산하는 기준". |
| Compliance copy | Precise statutory Korean, never minimized: scope of 세무대리, average-refund basis with exact cohort counts. |
| Corporate / brand | Mission-cast wordplay: "쩜 쉬운 세금 관리의 시작" — the brand's own '쩜' (point three-three pun) folded into "참 쉬운". |
Voice samples (verbatim from live surfaces, 2026-06-10):
Forbidden register: fear-based tax-penalty scaremongering; unanchored refund-amount hype (every figure needs its basis line); bureaucratic 국세청-style officialese in user-facing flows; minimizing or hiding statutory disclosures.
삼쩜삼 is operated by 자비스앤빌런즈 (Jobis & Villains), founded in August 2015 with CEO 김범섭 (named on the service's own statutory footer). The company's first act was 자비스 (Jarvis), an AI bookkeeping service for small businesses; its second act — launched May 2020 — was 삼쩜삼, named after the 3.3% withholding tax rate that every Korean freelancer recognizes from their pay stubs. The insight was painfully simple: millions of gig workers, freelancers, and platform laborers had overpaid taxes sitting unclaimed at the National Tax Service because the refund process assumed you had an accountant. 삼쩜삼 turned that recovery into a consumer app.
The numbers became the brand story. The service's own disclosure line counts 7,208,747 cumulative filing customers between 2020.05.01 and 2026.04.01, and the corporate site reports the platform passing 24 million cumulative users with over 2조원 (two trillion won) in refunds processed as of mid-2025 — figures the company publishes with their statistical basis attached, in keeping with its compliance-forward voice. The company earned Korean 예비유니콘 (pre-unicorn) designation in 2023, and its corporate mission frames the product line as giving people "더 많은 부" (more wealth), "더 많은 시간" (more time), and "더 많은 권리" (more rights).
What 삼쩜삼 refuses, visible in the design: the intimidating institutional chrome of tax authorities and legacy 세무 software, and the dark-pattern vagueness of "free check" services that hide their fee. What it embraces: a treasure-hunt verbal frame on a rigorously disclosed legal base, one mandated brand blue governed by a public brand resource center ("브랜드센터"), and an expansion arc from tax refunds toward a broader "생활 밀착 환급·혜택 플랫폼" — the everyday hidden-money platform its homepage title now claims.
#0c64e6 untouched; funnel experiments may vary CTA colors but never the logo or identity blue.Personas below are fictional archetypes informed by publicly observable 삼쩜삼 user segments (freelancers and gig workers reclaiming withheld tax, small-business owners filing 종합소득세), not individual people.
박지훈, 27, 서울. A delivery-platform rider and part-time content editor with three income sources, all withheld at 3.3%. Has never met an accountant and never will. Found 삼쩜삼 through a friend's refund screenshot; the Kakao-only login meant he was filing within a minute. Trusts the service because the expected-refund chip explained exactly how the number was computed.
이서연, 34, 성남. A freelance designer who files 종합소득세 every May. Used to dread the 홈택스 maze; now treats the 삼쩜삼 push notification as the start of "refund season." Reads the fine print — and stays because the platform prints its limitations (세무 상담 미포함) plainly instead of pretending to be her accountant.
최민수, 45, 대구. A small private-academy owner who joined when 삼쩜삼 expanded into 개인사업자 services. Skeptical of fintech hype, he was converted by the statutory footer: registered business number, named CEO, exact cohort statistics. For him the flat, no-frills interface reads as "this company spends money on tax engines, not gradients."
| State | Treatment |
|---|---|
| Empty (no refund found) | White canvas, Ink (#141618) headline stating the result plainly, Body Sub (#606a76) explanation of why (already filed, no withheld tax), one CTA to check another year. No fake-positive framing. |
| Empty (no linked income data) | Muted (#a4acb4) single line explaining what's missing plus the chip-style basis explainer; CTA to connect 홈택스 auth. |
| Loading (refund calculation) | Flat skeleton blocks on #f5f6f8 at final dimensions; progress copy in the treasure-hunt voice ("숨은 환급액을 찾는 중") — calculation steps shown, never a bare spinner. |
| Loading (document submission) | Inline progress with the previous screen's summary still visible; blue accent progress, no modal lock. |
| Error (홈택스/NTS connection failed) | Inline banner: plain-Korean cause + retry; names the external dependency honestly ("국세청 연결이 지연되고 있어요" framing). Never a bare error code. |
| Error (identity verification failed) | Field-level message stating what mismatched and what to fix; offers the alternate verification path. Calm, never accusatory. |
| Error (filing rejected) | Dedicated state with the rejection reason verbatim plus plain-language next steps; support entry point attached. |
| Success (refund filed) | Confirmation screen with the filed amount, expected deposit window, and basis line; calm congratulation, no confetti excess — the money is the reward. |
| Success (deposit completed) | Push + in-app record with exact amount and date; archived in history. |
| Skeleton | #f0f1f2 blocks at final dimensions, flat pulse, no shimmer gradient — consistent with the shadowless system. |
| Disabled | Surface drops to #f0f1f2 with Muted (#a4acb4) label; CTAs never disappear, they explain ("대상이 아니에요") via chip or footnote. |
Durations:
| Token | Value | Use |
|---|---|---|
motion-fast | 120ms | Button press, chip expand/collapse, focus |
motion-standard | 200ms | Screen-to-screen step transitions, accordion, sheet |
motion-slow | 300ms | Sidebar/menu slide (brand center uses 0.3s ease-in-out transform), result reveal |
Easings:
| Token | Curve | Use |
|---|---|---|
ease-standard | ease-in-out | Two-way transitions — measured live on brand-center menu (transform 0.3s ease-in-out) |
ease-enter | cubic-bezier(0.2, 0.6, 0.25, 1) | Arriving sheets, step advances |
ease-exit | cubic-bezier(0.4, 0.0, 1, 1) | Dismissals |
Motion rules: Motion is functional and quiet. The one signature moment is the refund-amount reveal — the number appears with a short motion-slow / ease-enter count-up, because the amount is the product's payoff; everything else (step transitions, chip expansion, sheet presentation) stays at motion-standard or faster. No spring, no bounce — a tax intermediary signals steadiness. Funnel pages are effectively static (image bands + anchor scrolling). Under prefers-reduced-motion: reduce, the count-up renders instantly and all transitions collapse; filing remains fully functional.
삼쩜삼 (3o3) is Korea's mass-market tax-refund platform — the app that turned the dreaded 종합소득세 filing into a two-tap "find my hidden money" ritual for over seven million filers — and its visual system is engineered for exactly that job: maximum trust, minimum friction, zero intimidation. The official brand identity, published on the company's own brand resourc
Brand
Accent
Neutrals
Type Scale
Rendered in system-ui to clearly show scale & weight.
Fonts
Spacing
| Purpose | Value | Preview |
|---|---|---|
| Density | compact | |
| Base unit | 4px | |
| Section gap | 32px | |
| Card padding | 16px | |
| Element gap | 12px |
Border Radius
| Element | Value | Preview |
|---|---|---|
| funnelTight | 7px | |
| appMedium | 10px | |
| corporateRelaxed | 16px | |
| appRound | 18px |
Elevation
Do and Don't guidelines parsed from DESIGN.md.
Do
Don't
Buttons
Badges
Cards
List items