---
id: wise
name: Wise
country: UK
category: fintech
homepage: "https://wise.com"
primary_color: "#9fe870"
logo:
  type: simpleicons
  slug: wise
verified: "2026-05-15"
omd: "0.1"
ds:
  name: Wise Design
  url: "https://wise.design"
  type: system
  description: Wise's design system covering foundations, components, patterns, and tone of voice.
tokens:
  source: prose-derived
  extracted: "2026-06-09"
  colors:
    ink: "#0e0f0c"
    primary: "#9fe870"
    dark-green: "#163300"
    light-mint: "#e2f6d5"
    pastel-green: "#cdffad"
    positive: "#054d28"
    danger: "#d03238"
    warning: "#ffd11a"
    bright-orange: "#ffc091"
    warm-dark: "#454745"
    gray: "#868685"
    light-surface: "#e8ebe6"
    canvas: "#ffffff"
  typography:
    family: { sans: "Inter", mono: "Inter" }
    display-mega:  { size: 126, weight: 900, lineHeight: 0.85, use: "Wise Sans, max display" }
    display-hero:  { size: 96, weight: 900, lineHeight: 0.85, use: "Wise Sans, hero" }
    section:       { size: 64, weight: 900, lineHeight: 0.85, use: "Wise Sans, section heading" }
    subheading:    { size: 40, weight: 900, lineHeight: 0.85, use: "Wise Sans, sub-heading" }
    card-title:    { size: 26, weight: 600, lineHeight: 1.23, tracking: -0.39, use: "Inter, card title" }
    feature-title: { size: 22, weight: 600, lineHeight: 1.25, tracking: -0.4, use: "Inter, feature title" }
    body:          { size: 18, weight: 400, lineHeight: 1.44, tracking: 0.18, use: "Inter, body" }
    body-semibold: { size: 18, weight: 600, lineHeight: 1.44, tracking: -0.11, use: "Inter, body default" }
    button:        { size: 18, weight: 600, lineHeight: 1.0, tracking: -0.11, use: "Inter, button" }
    caption:       { size: 14, weight: 400, lineHeight: 1.5, tracking: -0.08, use: "Inter, caption" }
    small:         { size: 12, weight: 400, lineHeight: 1.0, tracking: -0.08, use: "Inter, small" }
  spacing: { xs: 4, sm: 8, md: 12, base: 16, lg: 20, xl: 24 }
  rounded: { sm: 16, md: 30, lg: 40, full: 9999 }
  shadow:
    ring: "rgba(14,15,12,0.12) 0px 0px 0px 1px"
    inset: "rgb(134,134,133) 0px 0px 0px 1px inset"
  components:
    button-primary: { type: button, bg: "#9fe870", fg: "#163300", radius: 9999, padding: "5px 16px", use: "Primary green pill, hover scale 1.05" }
    button-secondary: { type: button, fg: "#0e0f0c", radius: 9999, padding: "8px 12px 8px 16px", use: "Subtle pill, dark green 8% bg" }
    card: { type: card, radius: 30, use: "Card, 1px rgba(14,15,12,0.12) border, ring shadow" }
    badge-mint: { type: badge, bg: "#e2f6d5", fg: "#163300", radius: 16, use: "Soft green badge surface" }
  components_harvested: true
---

# Design System Inspiration of Wise

## 1. Visual Theme & Atmosphere

Wise's website is a bold, confident fintech platform that communicates "money without borders" through massive typography and a distinctive lime-green accent. The design operates on a warm off-white canvas with near-black text (`#0e0f0c`) and a signature Wise Green (`#9fe870`) — a fresh, lime-bright color that feels alive and optimistic, unlike the corporate blues of traditional banking.

The typography uses Wise Sans — a proprietary font used at extreme weight 900 (black) for display headings with a remarkably tight line-height of 0.85 and OpenType `"calt"` (contextual alternates). At 126px, the text is so dense it feels like a protest sign — bold, urgent, and impossible to ignore. Inter serves as the body font with weight 600 as the default for emphasis, creating a consistently confident voice.

What distinguishes Wise is its green-on-white-on-black material palette. Lime Green (`#9fe870`) appears on buttons with dark green text (`#163300`), creating a nature-inspired CTA that feels fresh. Hover states use `scale(1.05)` expansion rather than color changes — buttons physically grow on interaction. The border-radius system uses 9999px for buttons (pill), 30px–40px for cards, and the shadow system is minimal — just `rgba(14,15,12,0.12) 0px 0px 0px 1px` ring shadows.

**Key Characteristics:**
- Wise Sans at weight 900, 0.85 line-height — billboard-scale bold headlines
- Lime Green (`#9fe870`) accent with dark green text (`#163300`) — nature-inspired fintech
- Inter body at weight 600 as default — confident, not light
- Near-black (`#0e0f0c`) primary with warm green undertone
- Scale(1.05) hover animations — buttons physically grow
- OpenType `"calt"` on all text
- Pill buttons (9999px) and large rounded cards (30px–40px)
- Semantic color system with comprehensive state management

## 2. Color Palette & Roles

### Primary Brand
- **Near Black** (`#0e0f0c`): Primary text, background for dark sections
- **Wise Green** (`#9fe870`): Primary CTA button, brand accent
- **Dark Green** (`#163300`): Button text on green, deep green accent
- **Light Mint** (`#e2f6d5`): Soft green surface, badge backgrounds
- **Pastel Green** (`#cdffad`): `--color-interactive-contrast-hover`, hover accent

### Semantic
- **Positive Green** (`#054d28`): `--color-sentiment-positive-primary`, success
- **Danger Red** (`#d03238`): `--color-interactive-negative-hover`, error/destructive
- **Warning Yellow** (`#ffd11a`): `--color-sentiment-warning-hover`, warnings
- **Background Cyan** (`rgba(56,200,255,0.10)`): `--color-background-accent`, info tint
- **Bright Orange** (`#ffc091`): `--color-bright-orange`, warm accent

### Neutral
- **Warm Dark** (`#454745`): Secondary text, borders
- **Gray** (`#868685`): Muted text, tertiary
- **Light Surface** (`#e8ebe6`): Subtle green-tinted light surface

## 3. Typography Rules

### Font Families
- **Display**: `Wise Sans`, fallback: `Inter` — OpenType `"calt"` on all text
- **Body / UI**: `Inter`, fallbacks: `Helvetica, Arial`

### Hierarchy

| Role | Font | Size | Weight | Line Height | Letter Spacing | Notes |
|------|------|------|--------|-------------|----------------|-------|
| Display Mega | Wise Sans | 126px (7.88rem) | 900 | 0.85 (ultra-tight) | normal | `"calt"` |
| Display Hero | Wise Sans | 96px (6.00rem) | 900 | 0.85 | normal | `"calt"` |
| Section Heading | Wise Sans | 64px (4.00rem) | 900 | 0.85 | normal | `"calt"` |
| Sub-heading | Wise Sans | 40px (2.50rem) | 900 | 0.85 | normal | `"calt"` |
| Alt Heading | Inter | 78px (4.88rem) | 600 | 1.10 (tight) | -2.34px | `"calt"` |
| Card Title | Inter | 26px (1.62rem) | 600 | 1.23 (tight) | -0.39px | `"calt"` |
| Feature Title | Inter | 22px (1.38rem) | 600 | 1.25 (tight) | -0.396px | `"calt"` |
| Body | Inter | 18px (1.13rem) | 400 | 1.44 | 0.18px | `"calt"` |
| Body Semibold | Inter | 18px (1.13rem) | 600 | 1.44 | -0.108px | `"calt"` |
| Button | Inter | 18px–22px | 600 | 1.00–1.44 | -0.108px | `"calt"` |
| Caption | Inter | 14px (0.88rem) | 400–600 | 1.50–1.86 | -0.084px to -0.108px | `"calt"` |
| Small | Inter | 12px (0.75rem) | 400–600 | 1.00–2.17 | -0.084px to -0.108px | `"calt"` |

### Principles
- **Weight 900 as identity**: Wise Sans Black (900) is used exclusively for display — the heaviest weight in any analyzed system. It creates text that feels stamped, pressed, physical.
- **0.85 line-height**: The tightest display line-height analyzed. Letters overlap vertically, creating dense, billboard-like text blocks.
- **"calt" everywhere**: Contextual alternates enabled on ALL text — both Wise Sans and Inter.
- **Weight 600 as body default**: Inter Semibold is the standard reading weight — confident, not light.

## 4. Component Stylings

### Buttons

**Primary Green Pill**
- Background: `#9fe870` (Wise Green)
- Text: `#163300` (Dark Green)
- Padding: 5px 16px
- Radius: 9999px
- Hover: scale(1.05) — button physically grows
- Active: scale(0.95) — button compresses
- Focus: inset ring + outline

**Secondary Subtle Pill**
- Background: `rgba(22, 51, 0, 0.08)` (dark green at 8% opacity)
- Text: `#0e0f0c`
- Padding: 8px 12px 8px 16px
- Radius: 9999px
- Same scale hover/active behavior

### Cards & Containers
- Radius: 16px (small), 30px (medium), 40px (large cards/tables)
- Border: `1px solid rgba(14,15,12,0.12)` or `1px solid #9fe870` (green accent)
- Shadow: `rgba(14,15,12,0.12) 0px 0px 0px 1px` (ring shadow)

### Navigation
- Green-tinted navigation hover: `rgba(211,242,192,0.4)`
- Clean header with Wise wordmark
- Pill CTAs right-aligned

## 5. Layout Principles

### Spacing System
- Base unit: 8px
- Scale: 1px, 2px, 3px, 4px, 5px, 8px, 10px, 11px, 12px, 16px, 18px, 19px, 20px, 22px, 24px

### Border Radius Scale
- Minimal (2px): Links, inputs
- Standard (10px): Comboboxes, inputs
- Card (16px): Small cards, buttons, radio
- Medium (20px): Links, medium cards
- Large (30px): Feature cards
- Section (40px): Tables, large cards
- Mega (1000px): Presentation elements
- Pill (9999px): All buttons, images
- Circle (50%): Icons, badges

## 6. Depth & Elevation

| Level | Treatment | Use |
|-------|-----------|-----|
| Flat (Level 0) | No shadow | Default |
| Ring (Level 1) | `rgba(14,15,12,0.12) 0px 0px 0px 1px` | Card borders |
| Inset (Level 2) | `rgb(134,134,133) 0px 0px 0px 1px inset` | Input focus |

**Shadow Philosophy**: Wise uses minimal shadows — ring shadows only. Depth comes from the bold green accent against the neutral canvas.

## 7. Do's and Don'ts

### Do
- Use Wise Sans weight 900 for display — the extreme boldness IS the brand
- Apply line-height 0.85 on Wise Sans display — ultra-tight is intentional
- Use Lime Green (#9fe870) for primary CTAs with Dark Green (#163300) text
- Apply scale(1.05) hover and scale(0.95) active on buttons
- Enable "calt" on all text
- Use Inter weight 600 as the body default

### Don't
- Don't use light font weights for Wise Sans — only 900
- Don't relax the 0.85 line-height on display — the density is the identity
- Don't use the Wise Green as background for large surfaces — it's for buttons and accents
- Don't skip the scale animation on buttons
- Don't use traditional shadows — ring shadows only

## 8. Responsive Behavior

### Breakpoints
| Name | Width | Key Changes |
|------|-------|-------------|
| Mobile | <576px | Single column |
| Tablet | 576–992px | 2-column |
| Desktop | 992–1440px | Full layout |
| Large | >1440px | Expanded |

## 9. Agent Prompt Guide

### Quick Color Reference
- Text: Near Black (`#0e0f0c`)
- Background: White (`#ffffff` / off-white)
- Accent: Wise Green (`#9fe870`)
- Button text: Dark Green (`#163300`)
- Secondary: Gray (`#868685`)

### Example Component Prompts
- "Create hero: white background. Headline at 96px Wise Sans weight 900, line-height 0.85, 'calt' enabled, #0e0f0c text. Green pill CTA (#9fe870, 9999px radius, 5px 16px padding, #163300 text). Hover: scale(1.05)."
- "Build a card: 30px radius, 1px solid rgba(14,15,12,0.12). Title at 22px Inter weight 600, body at 18px weight 400."

### Iteration Guide
1. Wise Sans 900 at 0.85 line-height — the extreme weight IS the brand
2. Lime Green for buttons only — dark green text on green background
3. Scale animations (1.05 hover, 0.95 active) on all interactive elements
4. "calt" on everything — contextual alternates are mandatory
5. Inter 600 for body — confident reading weight

## 10. Voice & Tone

Wise's voice is **fintech-clear and money-honest.** "The international account / Money without borders" — capability-driven, no marketing fluff. Lime green primary `#9fe870` signals "modern fintech, not bank corporate." Wise has been famously transparent about exchange rate markups since founding.

| Context | Tone |
|---|---|
| CTA | Verb. "Get started", "Sign up", "Open an account" |
| Marketing | Comparison-honest. Real exchange rate vs banks shown |
| Documentation | Plain English KYC explanations |
| Error | Specific. "Recipient details invalid. Check IBAN format." |

**Voice samples**
- Marketing tagline: *"Money without borders"* <!-- verified: wise.com homepage 2026-05 -->

**Forbidden phrases.** "Revolutionary fintech". Hidden fees framing.

## 11. Brand Narrative

Wise was **founded January 2011 in London** as **TransferWise** (renamed July 2012 → rebranded **Wise** February 2021) by **Kristo Käärmann** (ex-Deloitte management consultant) and **Taavet Hinrikus** (Skype's first employee). Both Estonian, both moved to London ~2006, both frustrated by ~5% bank FX markups on EUR↔GBP transfers — they devised a peer-to-peer workaround between themselves that became the business concept. **Reached unicorn status in 2016.** On **7 July 2021**, Wise went public via **direct listing on the London Stock Exchange (LSE:WISE)** at an **~$11B valuation** — no new shares issued, making Käärmann + Hinrikus **Estonia's first two billionaires**. The brand voice — transparent, honest, lime green `#9fe870` primary, Wise Sans 900 display, Inter 600 body — reflects "money without borders" for international citizens. <!-- citations: Wikipedia (Wise company); Bloomberg 2021-07-07; ERR.ee; Fortune 2021-11-24 -->

**Sources:**
- [Wise (company) — Wikipedia](https://en.wikipedia.org/wiki/Wise_(company))
- [Bloomberg — Wise Founders Turn Bank Fee Frustration into $3B Fortune (2021-07-07)](https://www.bloomberg.com/news/articles/2021-07-07/wise-founders-turn-bank-fee-frustration-into-3-billion-fortune)
- [ERR — Wise founders' story contained plenty of twists and turns](https://news.err.ee/1608273048/daily-wise-founders-story-contained-plenty-of-twists-and-turns)
- [Fortune — Taavet Hinrikus on his next act (2021-11-24)](https://fortune.com/2021/11/24/wise-taavet-hinrikus-venture-capital-tech-startup-investing/)

## 12. Principles

1. **Real exchange rate is the product.** *UI implication:* always show interbank rate; markups visible.
2. **Multi-currency native.** *UI implication:* nav supports 50+ currency selection.
3. **Lime green `#9fe870` for primary.** *UI implication:* preserve lime; don't substitute corporate blue.
4. **Inter 600 body.** *UI implication:* confident reading weight; don't lighten to 400.
5. **`calt` OpenType.** Contextual alternates mandatory. *UI implication:* preserve OpenType features.

## 13. Personas

*Personas are fictional archetypes informed by Wise user segments (international workers, freelancers with multi-currency income, expats), not individual people.*

**Sergey Volkov, 33, Berlin.** Russian-origin engineer working remotely for US company. Wise multi-currency account.

**Sofia Russo, 31, Milan.** Freelancer with EUR/USD/GBP income. Wise Business for invoicing.

**Henrik Sondergaard, 38, Singapore.** Expat with Danish family. Wise for sending money home + multi-currency debit card.

## 14. States

| State | Treatment |
|---|---|
| **Empty (no transfers)** | "Send your first transfer" CTA |
| **Empty (no accounts)** | "Open an account" CTA |
| **Loading (rate fetch)** | Real-time rate update with timestamp |
| **Loading (KYC)** | Persistent badge with progress |
| **Error (recipient)** | Specific field-level message |
| **Error (compliance)** | Plain English explanation + remediation |
| **Success (transfer)** | Receipt with rate / fee / arrival time |
| **Success (KYC)** | Confirmation + account active |
| **Skeleton (transaction list)** | Lime-tinted placeholders |
| **Disabled (insufficient funds)** | Top up link |
| **Loading (long action)** | Multi-step progress |

## 15. Motion & Easing

| Token | Value | Use |
|---|---|---|
| `motion-instant` | 0ms | Toggle |
| `motion-fast` | 150ms | Hover |
| `motion-standard` | 250ms | Modal, panel |
| `motion-pulse` | continuous | Live FX rate update |

Standard cubic-bezier; no bounce — fintech register. `prefers-reduced-motion: reduce` removes rate pulse.

---

**Verified:** 2026-05-08 (Apple-tier full migration)
**Tier 1 sources:** wise.com/, wise.com/pricing (live DOM via playwright)
- **Primary `#9fe870` Wise Green + `#163300` Dark Green text** 9999px / 48px / 11×24 / 16px·600 (Open an account / Try demo / Get Started / Sign up today — canonical hero/pricing CTA)
- **Sign up — Header utility** `#9fe870` 9999px / 32px / 8×12 / 16px·600 (compact variant)
- **Skip-to-content** `#9fe870` 9999px / 72px / 19×24 / 20px·600 (a11y, larger geometry)
- **Top nav pills** transparent / `#163300` text / 9999px / 32px / 8×12 / 18px·600
- **Submenu pills** transparent / `#163300` / 18.7693px / 40px / 8×12 / 18px·600 (subpixel — rem-based design tokens)
**Tier 2 sources:** styles.refero.design / getdesign.md — no record.
**Tier 1 (Philosophy):** Wikipedia (Wise company), Bloomberg 2021-07-07, ERR.ee, Fortune 2021-11-24.
**Style ref:** `stripe`. **Conflicts unresolved:** none.


---
Source: https://oh-my-design.kr/design-systems/wise · Raw twin of references/wise/DESIGN.md
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